Privacy Policy

Client-Side Execution & Zero Data Collection

At SmartPaisaTools.in, user privacy is fundamental. All calculation engines (EMI, SIP, Income Tax, Salary Slip Generator, Rent Receipt Generator) run 100% locally inside your web browser using client-side JavaScript. Your salary figures, loan amounts, and personal names are never uploaded or stored on remote servers.

Cookies & Local Storage

We use standard browser localStorage solely to save your local UI preferences (such as light/dark mode theme selection). You can clear this stored preference at any time by clearing your browser cache or site data.

Third-Party Scripts

We load standard CDN resources (such as Chart.js for rendering financial graphs and Google Fonts for typography). These providers may collect technical request metadata (like IP address and user agent) in accordance with their standard privacy policies.

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